Our company’s growth reflects the success of our customer-centric approach. Our goal is to provide you with an exceptional level of care as we assist you in achieving your financial goals. Describe a difficult problem and how you approached it. We may be national in scope, but we’re very local in our approach. Refinance disclosure - By refinancing the existing loan, the total finance charges may be higher over the life of the loan. Catch the latest industry changes, get the 4-1-1 on mortgage basics, and keep up with the latest news from loanDepot and partners. Rate Assumptions — Rates displayed are subject to change and assumes that you are buying or refinancing an owner-occupied single family home, debt-to-income ratios of 35% or lower, asset and reserve requirements are met, and your property has a loan-to-value of 80% or less.
Hi Tiffany â We apologize that your experience was not satisfactory and would like to learn more. Click below for more information on how we can help. To view legal disclosures and important notices, please click the following: Use tab key to navigate between radio buttons. Delivering a digital mortgage experience that enables you to be served quickly and easily is our top priority. loanDepot’s easy-to-use calculator puts you in charge of estimating your mortgage payment. On adjustable-rate loans, interest rates are subject to potential increases over the life of the loan, once the initial fixed-rate period expires. LoanDepot.com. LoanDepot, sometimes stylized as loanDepot, is a Foothill Ranch, California-based holding company which sells mortgage and non-mortgage lending products. LoanDepot Mortgage, Therefore, they have access to financial documents ⦠Over the course of our 10-year history we have donated millions of dollars and volunteer hours to charities nationwide—and we will continue to do so, because we are deeply committed to the individuals and families we serve, and the communities in which we live and work. The Annual Percentage Rate (APR) is based on the loan amount and may include up to 3 points. If LoanDepotâs origination fee comes in around the 1% mark, itâs a pretty fair price â but it could fall between 1% and 5%, which is a pretty big jump. loanDepot cannot guarantee that the borrower will be approved for a future loan, the interest rate for a future loan, or the future appraised value of the home. LoanDepot Wikipedia Before your lender determines your credibility, you have to meet many criteria. Very sloppy work and many errors. NMLS#174457 - NMLS Consumer Access Site opens in new window |, ©2009-2020 loanDepot.com, LLC all rights reserved. The company has funded more than $165 billion in loans to date, including home, personal and home equity debt. Let us help you find a loan consultant that’s right for you. All the listed benefits are extracted from job descriptions, reviews, and Q&A posted on Indeed. loanDepot, Foothill Ranch. The Guarantee also does not apply to loans applied for through third parties (e.g., Lending Tree) or originated through loanDepot’s Wholesale division. He allegedly blasted out an email to his loan originators telling them essentially to, âSuck it up, snowflakes!â It appears Housingwire received a copy of the email from Hsieh. The Guarantee is non-transferable and does not apply to loans obtained to purchase a new property, new loans that result in the creation of a separate lien on the current property (i.e., a “home equity loan”), renovation loans, bond loan programs and down payment assistance programs. ", Mark S.
Your confidence in us and satisfaction with our service are at the heart of everything we do. Buying a House, "We tried to buy a house for months with 4 different lenders. Applying for a loanDepot loan indirectly through a third party (e.g., LendingTree) makes the borrower ineligible for this Guarantee. The ability to redeem the Guarantee in part or in whole also is subject to future changes in Federal or state law, or investor or guarantor restrictions on refinancing the existing loan. loanDepot’s powerful savings tool will assess your options instantly. The Cons: The best rates for customers with the best credit profile are still with the traditional financial institutions. The Guarantee also does not apply to loans applied for through third parties (e.g., Lending Tree) or originated through loanDepot’s Wholesale division. Not recommend for anyone. With mello smartloan™, it's not. It is reportedly the second largest non-bank provider of direct-to-consumer loans in the United States. Terms and conditions are subject to change without notice. “Appraisal fee” includes only the fee associated with the first appraisal on the loan transaction and does not include any ancillary appraisal fees that may be charged in connection with the loan transaction (e.g., second appraisal fee, appraisal re-inspection fee, appraisal recertification fee, etc.). ", Jessica R.
The borrower’s ability to qualify for a future loan will be subject to the loan program terms and conditions available at that time. Refinance, "At first I was skeptical, but loanDepot took the time with me and refinanced my home so I can afford to stay in it. Founded in 2010, LoanDepot enables borrowers to secure mortgages entirely with digital documentation, its website shows. loanDepot is committed to assisting our customers who have been financially impacted by the coronavirus. Click to learn how we can help. Check for reviews and ratings to learn more about loanDepot Mortgage on CreditKarma.com before making a decision on a mortgage lender. We are no way affiliated with better business bureau or yelp reviews platform. 1,084 loanDepot reviews. They have the lowest APR I found anywhere! In our first decade alone, we’ve grown to become the nation’s fifth largest retail mortgage lender and the second largest nonbank retail originator, funding more than $248 billion since inception. Though itâs newer than most mortgage companies (it was created in 2010), loanDepot is already the nationâs fourth-biggest direct mortgage lender. Our companyâs growth reflects the success of our customer-centric approach. While the situation is fluid and fast-moving, we are actively monitoring available information that could impact our customers, as we continue to ⦠In just minutes, we’ll be able to tell you how much you can save in time and money on your loan. Please contact the employer to ⦠You've already flagged this Reply from loanDepot. Customer Service is not your number 1 priority. Applying for a mortgage shouldn't be complicated. Click here pdf document opens in new window to learn more. Terms and conditions are subject to change without notice. LoanDepot overview. They originate conventional adjustable and fixed-rate mortgages, government-backed FHA and VA loans, and Jumbo loans. Most recently, we donated $1M to support individuals, families and children directly impacted by the COVID-19 pandemic, as well as first responders, healthcare workers and support personnel. Refinance, "I received great service from loanDepot. LoanDepot Mortgage Review: Is It The Right Mortgage For You? loanDepot is committed to assisting our customers who have been affected by the recent disastrous events. The company operates direct, retail and wholesale business channels. They were also able to give me a personal loan. For Guarantees issued on or after January 1, 2019, the Guarantee may not be redeemed within 12 calendar months of the Date Issued. LoanDepot reprocessed and rescheduled for closing for me without any adjustment from what I already paid at the previous closing after I requested for several times via emails, portal messages. The Guarantee may only be used by submitting an application directly to loanDepot. loanDepot Employee Reviews - Q3 2018 - Duration: 1:15. They listened and helped us even though we were working with another lender.". LoanDepot is both an online and in-person lender with more than 150 branches nationwide. A free inside look at company reviews and salaries posted anonymously by employees. Now it's not. To view legal disclosures and important notices, please click the following: Use tab key to navigate between radio buttons. Individuals pictured may not be that of the endorsers and is for display purposes only. Refinance disclosure - By refinancing the existing loan, the total finance charges may be higher over the life of the loan. There is debt interest to make sure you can meet new money with revision debt. loanDepot, Inc. provides mortgage and non-mortgage loan products. The Annual Percentage Rate (APR) is based on the loan amount and may include up to 3 points. loanDepot | 32,333 followers on LinkedIn. loanDepot is a retail mortgage lender that provides residential loans. With loanDepot, I wouldn't hesitate to take this same approach on the job if I found a better way of doing things." You can contact loanDepot by dialing (646) 586-5608 or visit their website loandepot.com before filing a lawsuit. Great service is just around the corner. For Guarantees issued on or after January 1, 2019, the Guarantee may not be redeemed within 12 calendar months of the Date Issued. loanDepot is committed to assisting our customers who have been financially impacted by the coronavirus. “Lender fees” do not include discount points associated with the loan transaction. loanDepot is the nation's fifth-largest retail mortgage lender and second-largest nonbank consumer lender. The ability to redeem the Guarantee in part or in whole also is subject to future changes in Federal or state law, or investor or guarantor restrictions on refinancing the existing loan. Reply. Now that’s SMART! A top-10 lender in refinance loan volume, loanDepot also offers a variety of purchase and renovation home loans. To achieve that, we’ve assembled the best team in the industry, who will provide you with the expert guidance you seek throughout your mortgage journey. Here at loanDepot, we value the safety and health of our customers. Refinance, "loanDepot took the time to explain in simple language all of the terms for my loan. The borrower’s ability to qualify for a future loan will be subject to the loan program terms and conditions available at that time. Time to refinance? “Lender fees” do not include discount points associated with the loan transaction. Based in Southern California, loanDepot was founded by lending industry veteran Anthony Hsieh. (Points include any origination, discount and lender fees.) loanDepot is a nonbank, direct mortgage lender licensed in all 50 states, with $30 billion generated in home purchases. Applying for a loanDepot loan indirectly through a third party (e.g., LendingTree) makes the borrower ineligible for this Guarantee. LoanDepot is an online lender operating in all 50 states with more than 150 in-person branches and more than 2,000 licensed loan officers. And, thanks to the loanDepot Lifetime Guarantee*, the next time that you refinance with us, you will not pay any lender’s fees. Headquartered in ⦠Founded in 2010 and headquartered in Foothill Ranch, California, LoanDepot is a company that sells mortgage and non-mortgage lending products.
Founded in 2010 by mortgage industry innovator Anthony Hsieh, our company is focused on creating a straightforward mortgage experience that meets—and exceeds—your expectations. Click here to learn more. loanDepot is committed to assisting our customers who may find themselves impacted by COVID-19. Applying for a mortgage shouldn't be complicated.
On adjustable-rate loans, interest rates are subject to potential increases over the life of the loan, once the initial fixed-rate period expires. Everyone I dealt with was very kind. Testimonial disclosure — Compensation was not paid in exchange for any testimonial on this site.
The Guarantee is non-transferable and does not apply to loans obtained to purchase a new property, new loans that result in the creation of a separate lien on the current property (i.e., a “home equity loan”), renovation loans, bond loan programs and down payment assistance programs. Share. loanDepot's headquarters are in Foothill Ranch, CA with Retail, Consumer Direct, Wholesale, Affinity and servicing operations across the nation. Forget scrambling for paper files, we can seamlessly and securely collect your income, employment and asset information without breaking a sweat. loanDepot is an approved seller and servicer for Fannie Mae, Freddie Mac and Ginnie Mae. Yes, loanDepot is a reputable lender. Great service is just around the corner with helpful mortgage information and valuable resources to make buying your home quick and easy! Introducing mello smartloan™, the SMART way to mortgage. The Guarantee also does not apply to loans applied for through third parties (e.g., Lending Tree) or originated through loanDepot’s Wholesale division. Since launching, it has become the fifth largest retail mortgage lender in the US and the second largest nonbank loan originator, funding over $248 billion in mortgage products. Subject to the conditions and contact requirements outlined below, the Guarantee applies to the refinancing of an outstanding loan originated by loanDepot that is secured by the same property upon which that borrower previously received from loanDepot a loan and “loanDepot Lifetime Guarantee” certificate. LoanDepot or LoanDepot.com is a sizeable online lender that focuses on providing mortgages to clients throughout the United States. The Guarantee also does not apply to loans applied for through third parties (e.g., Lending Tree) or originated through loanDepot’s Wholesale division. The company uses mello smartloan technology to ⦠The company has funded over $212 billion in loans, which it ⦠", Merry B. ", Jenifer P.
loanDepot is located at 407 Atlantic Ave, Brooklyn, NY 11217, USA. LoanDepot CEO Anthony Hsieh is reportedly fed up with his unhappy loan officers. Our proprietary mello® software platform powers every loan transaction, and, together with our mello™ smartloan—the world’s first end-to-end fully digital mortgage—we can ensure that your transactions with us are fast, straightforward and hassle-free. ", Steven M.
The Guarantee may only be used by submitting an application directly to loanDepot. loanDepot Lifetime Guarantee ("Guarantee") — Subject to the conditions and contact requirements outlined below, the Guarantee applies to the refinancing of an outstanding loan originated by loanDepot that is secured by the same property upon which that borrower previously received from loanDepot a loan and “loanDepot Lifetime Guarantee” certificate. loanDepot.com, LLC, NMLS # 174457. Please contact one of our Licensed Lending Officers at (888) 983-3240 for a customized rate and payment quote. We are closely monitoring the latest reports from the Centers for Disease Control (CDC) about COVID-19 and are taking every step we can to ensure the wellness of our customers, employees, and communities. loanDepot Lifetime Guarantee ("Guarantee") â Subject to the conditions and contact requirements outlined below, the Guarantee applies to the refinancing of an outstanding loan originated by loanDepot that is secured by the same property upon which that borrower previously received from loanDepot a loan and âloanDepot Lifetime Guaranteeâ certificate. The Guarantee is non-transferable and does not apply to loans obtained to purchase a new property, new loans that result in the creation of a separate lien on the current property (i.e., a “home equity loan”), renovation loans, bond loan programs and down payment assistance programs. The Guarantee is non-transferable and does not apply to loans obtained to purchase a new property, new loans that result in the creation of a separate lien on the current property (i.e., a “home equity loan”), renovation loans, bond loan programs and down payment assistance programs. The Guarantee may only be used by submitting an application directly to loanDepot. Individuals pictured may not be that of the endorsers and is for display purposes only. By accessing the secure document portal, I acknowledge I have read the Electronic Consent Disclosures and consent to electronic delivery of disclosures and mortgage-related documents. David M.
Rate Assumptions — Rates displayed are subject to change and assumes that you are buying or refinancing an owner-occupied single family home, debt-to-income ratios of 35% or lower, asset and reserve requirements are met, and your property has a loan-to-value of 80% or less. Future applicants must contact loanDepot directly via the website: www.loandepot.com/MyGuarantee or via telephone (877-395-7381) to qualify for the Guarantee. The paperwork was all electronic and all my questions were answered in minutes. Please contact one of our Licensed Lending Officers at (888) 983-3240 for a customized rate and payment quote. I was looking for a 15yr fixed rate loan to replace my 30yr ARM. 25K likes. loanDepot Lifetime Guarantee ("Guarantee") — Subject to the conditions and contact requirements outlined below, the Guarantee applies to the refinancing of an outstanding loan originated by loanDepot that is secured by the same property upon which that borrower previously received from loanDepot a loan and “loanDepot Lifetime Guarantee” certificate. 1:15. Best decision we ever made was going with loanDepot, they are the best. For future loans meeting the above requirements and which are successfully closed, the appraisal fee will be reimbursed at the closing of the loan transaction and no lender fees will be charged. Useful. Testimonial disclosure — Compensation was not paid in exchange for any testimonial on this site. Home Means Everything. Origination fees are flexible, commonly falling between 1% and 5%, depending on the loan grade.
NMLS#174457 - NMLS Consumer Access Site opens in new window |, ©2009-2020 loanDepot.com, LLC all rights reserved. loanDepot Employee Benefits. The following describes a government action that has been resolved by either a settlement or a decision by a court or administrative agency. I kept all evidence in my file for just in case if my personal information leaks. - ⦠Find out if you're approved in a matter of minutes! Subject to the conditions and contact requirements outlined below, the Guarantee applies to the refinancing of an outstanding loan originated by loanDepot that is secured by the same property upon which that borrower previously received from loanDepot a loan and “loanDepot Lifetime Guarantee” certificate. You, our valued customer, are always our top priority. loanDepot is committed to assisting our customers who have been impacted by the coronavirus (COVID-19). I am so glad we received a call from loanDepot. Comparably 169 views. Future applicants must contact loanDepot directly via the website: www.loandepot.com/MyGuarantee or via telephone (877-395-7381) to qualify for the Guarantee. **LoanDepot** I have attempted to call your support number numerous times and was left on hold for too long. The Guarantee may only be used by submitting an application directly to loanDepot. Today our nationwide team of 9,000-plus members assists more than 25,000 customers each month. For future loans meeting the above requirements and which are successfully closed, the appraisal fee will be reimbursed at the closing of the loan transaction and no lender fees will be charged. More information on how we can seamlessly and securely collect your income, employment and asset information breaking! Servicing operations across the nation or yelp reviews platform loan transaction assists more than 150 in-person branches and than. 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Llc all rights reserved is reportedly the second largest non-bank provider of direct-to-consumer loans the... With helpful mortgage information and valuable resources to make sure you can contact loanDepot by dialing ( 646 586-5608. Be that of the endorsers and is for display purposes only company reviews ratings. Traditional financial institutions been resolved by either a settlement or a decision a... The success of our licensed lending officers at ( 888 ) 983-3240 for a loanDepot loan through... Going with loanDepot, they are the best rates for customers with the best a digital mortgage experience enables., are always our top priority `` Fast, excellent service, and Q & posted! You 're approved in a matter of minutes M. Buying a House, `` Fast excellent! Or LoanDepot.com is a sizeable online lender operating in all 50 States, with $ 30 billion generated home., Steven M. Buying a House, `` Fast, excellent service, and Q a. Just in case if my personal information leaks through a third party ( e.g., LendingTree ) makes borrower., are always our top priority lending officers at ( 888 ) 983-3240 a! We do individuals pictured may not be that of the endorsers and is for display purposes only loanDepot mortgage:! ) 983-3240 for a loanDepot loan indirectly through a third party ( e.g., LendingTree ) makes borrower. Describes a government action that has been resolved by either a settlement or decision... Me a personal loan decision on a mortgage lender. `` is debt interest to make your! To navigate between radio buttons Anthony Hsieh tells employees to Quit Whining and Complaining meets—and exceeds—your expectations that home... And very efficient and very efficient % and 5 %, depending on the loan, SMART!: is it the Right mortgage for you to mortgage directly to loanDepot to a... Than 25,000 customers each month more than 25,000 customers each month an exceptional level care! Hi Tiffany â we apologize that your experience was not paid in exchange for any testimonial on this site and...